Dallas Bankruptcy and Home Foreclosure Lawyer
Located in Dallas and representing consumers and home owners throughout northern Texas, including the areas surrounding the Dallas - Fort. Worth metropolitan area, Fuller & Eason can provide you with experienced legal representation in your home foreclosure or bankruptcy matter.
Attorney Roger Fuller, who is a bankruptcy specialist certified by the Texas Board of Legal Specialization, heads our bankruptcy and home foreclosure department. Mr. Fuller is a well-respected lawyer who has earned an excellent reputation throughout northern Texas for his ability to tailor solutions to clients’ unique situations.
He has more than 15 years of experience in bankruptcy and home foreclosures throughout Texas, and has handled hundreds of bankruptcies and workouts. Chances are excellent he has handled a matter similar to yours. When you retain our law firm to represent you in a home foreclosure or bankruptcy matter, you can count on us taking the time to understand your issues and your goals, and presenting you with your options, including the benefits and limitations of each feasible option.
Bankruptcy may or may not be an appropriate option for your situation, or bankruptcy may provide you with options you may not have known about or considered. Our bankruptcy team, headed by Texas bankruptcy lawyer and board-certified bankruptcy specialist Roger Fuller, can help you understand your options and recommend the best course of action based on years of experience and accumulated knowledge.
Call 214-638-0345 to discuss your bankruptcy or home foreclosure issues with an experienced Dallas lawyer.
Some Texas Home Foreclosure Options You May Have Available to You
If your home is in foreclosure, or if you are behind on your mortgage payments and the bank or mortgage company is unwilling to work with you, you may have several options:
- Option 1: Workout a solution outside of bankruptcy. A non-bankruptcy solution may be a workout outside of bankruptcy, such as renegotiating the terms of your mortgage, securing other financing, or working with your bank or mortgage company to piece together a plan for getting you caught up on your payments.
- Option 2: Bankruptcy. A Chapter 13 bankruptcy may be a viable option to buy you the time you need to sell your home for a better price than a bank would get at a foreclosure sale. A Chapter 13 plan may also give you the time you need to get caught up with your mortgage arrearage if you want to keep your home. Generally, you will have three to five years to catch up on back mortgage payments, and you may actually lower other payments (such as credit card debt) to help make getting caught up on your house payment easier. In either event, a Chapter 13 bankruptcy will stop a foreclosure proceeding.
- Option 3: Do nothing. Doing nothing may actually be a viable option. If you owe much more on your home than your home is currently worth, it may be in your best interest to do nothing, let the bank or mortgage company foreclose, and then utilize the bankruptcy laws (either Chapter 7 bankruptcy or Chapter 13 bankruptcy) to address any unsecured debt remaining from the home foreclosure and gain a fresh start.
Of course, which option is best for you, or whether we need to tailor a plan to fit your needs will depend on your particular set of circumstances. That is where an experienced bankruptcy lawyer who is also a board-certified bankruptcy specialist could help. Make sure you understand your options and receive sound advice so you can make an informed decision about your future. Remember, the decisions you make today will impact you and your family for years to come — make a wise decision.
Contact an Experienced Dallas Bankruptcy Lawyer and Board-Certified Texas Bankruptcy Specialist
We offer a free consultation to discuss your bankruptcy issue or home foreclosure matter to determine if we will be able to help you. Call 214-638-0345 or contact home foreclosure attorney and bankruptcy lawyer Roger Fuller at Fuller & Eason today. Put his experience and board-certified bankruptcy specialist credentials to work for you to assist you with obtaining financial freedom — call today.
Our law firm is a debt-relief agency. We help people file for bankruptcy under the bankruptcy code.The attorneys of Fuller & Eason serve clients in Carrollton, Dallas, Garland, Mesquite, Plano and Richardson and in nearby Texas communities.
Attorney Roger Fuller
Certified in bankruptcy law by the Texas Board of Legal Specialization, Mr. Fuller devotes a large part of his casework to consumer bankruptcy.
Attorney Steven Eason
Concentrating on Personal Injury, Family Law, Wills & Trusts, Property Tax Litigation and General Business Civil Litigation.
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Disclaimer - We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.
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